Geico provides automobile insurance coverage pretty much everywhere in the United States of America. They are a subsidiary that is owned by Berkshire Hathaway and have large numbers of customers in every state. Over 15 million policyholders get their plans from Geico, covering over 24 million vehicles. Early in Geico's history, it provided car insurance plans to only federal employees. It was called the Government Employees Insurance Company. Geico has always been a private company and started expanding the insurance that it offers to non-government employees over time.
Geico utilizes insurance agents, and it is also possible to get policies over the phone. Well-known for its commercials, which can be seen on websites and televisions across the country, the company features a gecko in many of its commercials. Geico is known as a stable and reputable company and can provide the minimum insurance coverage options to customers in each state. They also offer additional coverage types and amounts.
The Pros And Cons Of Car Insurance With Geico
Geico is one of the nation’s leading automobile insurance companies, providing premiums to millions of Americans. It has an A++ rating with A.M. Best and does well with customer service. Its website and mobile app allow people to make claims online, pay their bills, and they also have a rate calculator which can be helpful when comparing prices.
Other great things about Geico is that its service department is available via telephone 24 hours a day. They also have an exceptional staff made up of military retirees to help policyholders that are in the military.
As far as negatives go, Geico is a company that focuses primarily on telephone and internet services. Finding a local agent can be challenging to do, so if you are looking for an agent than Geico might not be able to service you. Also, Geico allows bundling of policies, but does not provide many types of insurance and uses third-party companies for some non-auto policies. They also do not have an mobile app to give policyholders discounts for good driving habits, like a lot of other companies, do.
How To Save Money With Geico
If you do not have insurance with Geico currently, you may want to give them a call. Shopping around for the best car insurance rates is one of the top ways to save money on auto insurance plans. Additionally, Geico provides numerous discounts to help people save even more. Geico is known for its affordable rates and offers plans that can be tailored to fit individual needs.