About Erie Insurance
Erie insurance provides car, home, and life insurance, and has been for almost 100 years. The company has a large number of independent agents, over 12,000. This provides for fantastic customer satisfaction. Erie Insurance is a regional insurance provider of multiple different types of coverages. The company stakes its reputation on customer satisfaction, and offer services in the District of Columbia, Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, and Wisconsin. People can file claims both over the phone and in person, and new-car protection is available for cars that are under two years old.
The Pros And Cons Of Car Insurance With Erie
The prices that Erie insurance offers are very competitive. It offers a wide array of coverage types, as well as additional add-ons like rate lock, accident forgiveness, diminishing deductible, Feature Fifteen, and more. To help provide affordable car insurance to its policyholders, Erie insurance also offers a number of discounts.
There are some cons to getting Erie insurance policies as well, however. It's limited availability, only providing insurance to 12 states and Washington DC, means that not everyone will be able to get a policy with them. Also, to file an insurance claim, you must go in person to a field office. For people who are looking for digital options for filing claims, Erie insurance will not fill those needs. Also, the company does not have a no-drop policy, which means they can cancel your insurance policy without notice if they determine that excessive claims have been filed, even if your premiums have been paid on time.
How To Save Money With Erie
Erie insurance gets high scores for customer service and customer satisfaction and is ranked as one of the best-rated insurance companies by J.D. Power. Erie provides numerous ways to save money, including vanishing deductible and accident forgiveness. It also has a rate lock, which keeps your rate the same until you add or remove drivers, change vehicles, or move to another location.