About The General Insurance
The General is a licensed agency and is a subsidiary of PGC Holdings. The American Family Insurance company acquired it in the year 2012 but remains its own brand. The General is most known for providing auto insurance plans to drivers who are considered high-risk. The company began in the year 1963, and retired basketball icon Shaquille O'Neal has both endorsed and appeared in commercials for the company. Before that, The General had won awards for its animated commercials.
Policies at The General are sold directly through its website, although the company does have some physical offices in some states. Through The General and its subsidiary companies, insurance is offered in more than 22 states. The A.M. Best gives The General Auto Insurance Company a rating of A-. This is not the best rating possible but is still quite strong.
The Pros And Cons Of Car Insurance With The General
In addition to its strong rating through A.M. Best, an insurance rating organization, there are other positives to insurance with The General. It is a good place for people who are considered high-risk drivers to look for insurance. The company has a higher likelihood of writing a policy for people who have been turned down elsewhere. The prices can also be more affordable, because of their specialization, than they would be with a standard automobile insurance provider. Also, a number of discounts are available to help people save money. While auto insurance rates can be higher here for people that have good driving records, and the company only writes auto insurance, it can be a good choice for some individuals.
How To Save Money With The General
For high-risk drivers, it is a smart plan to get an insurance quote from The General. High-risk drivers are sometimes offered lower rates through the company than they would with traditional companies.